Hard Money Loans for California real estate investors and property owners.

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Archive for August, 2007

Residential Guidelines Tightening

Tuesday, August 21st, 2007

Until further notice, we are going to be more restrictive with our residential (SFR) property underwriting guidelines. Maximum LTVs for single family homes will be in the ~65% range with exceptions made on a case-by-case basis…and rare. Property values are in a state of decline in just about every market right now and has forced us to be more selective with the deals that are selected. Commercial and income producing real estate maximum LTVs are still at 75%.

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